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New in v3 · the business models, recalculated

What a hundred million
members is worth.

The four ventures were scoped against a slower curve. At 100M members by 2031 the arithmetic changes in three ways: the revenue scenarios roughly triple, they arrive two years earlier, and the ventures need more capital sooner to meet a demand curve that no longer waits for them. Every number below shows its drivers — move one and the model moves with it.

The one assumption everything rests on

Not member count. Circulating value — how much economic activity actually flows through Unity. Everything the ventures earn is a small share of that flow, so it is worth stating the assumption plainly and conservatively:

100,000,000 members × 40% active × $400 equivalent circulated per active member per year = $16B circulating annually

Both drivers are deliberately modest. A 40% active rate is below what mature mutual-credit circuits sustain, and $400 a year is roughly a dollar a day of exchanged value — a few hours of help, some produce, a repair, a shared tool. Sardex members transact far more than that; Sarafu users in Kenya transacted meaningful fractions of household spending. If the real figures land at 50% and $600, circulating value is $30B and every venture line below nearly doubles.

40M
Active members · 2031
$400
Circulated per active member / year
$16B
Annual circulating value
~1.7%
Share of that flow captured by all four ventures combined

That last number is the ethical test as much as the commercial one. The ventures live on a small toll at the edges of an economy they don’t own — which is what keeps the commons a commons.

The four ventures at 2031

Threshold — implementation & institutional onboarding

$102Mannual revenue scenario

Brings organizations into circuits: assessment, integration, staff activation, ongoing circuit management. The Sardex motion, run as a company. At 100M members roughly 400,000 organizations sit inside circuits; not all pay, and the ones that do pay modestly.

120,000 paying organizations × $400/yr subscription + 90,000 new onboardings × $600 = $102M/yr

What changed: previously $20M in a year-five scenario. Faster member growth means more organizations reachable sooner and a much larger installed base by 2031. ↑ 5×, arriving two years earlier. Capital implication: this is a people business — it must hire ahead of the curve. Round rises from $1.0M to ~$2.5M, and it should raise a Series A in 2029 rather than bootstrapping.

Coherence Labs — measurement licensing

$89Mannual revenue scenario

The Framework stays public-domain forever; what sells is the operational capability — running defensible coherence measurement for organizations that need it: cities, funders, ESG programs, health systems, large employers. Red Hat’s model: the standard is free, the capability is paid.

800 enterprise/city licenses × $75k + 12,000 mid-market seats × $2.4k = $89M/yr

What changed: previously $27M. The driver isn’t member count directly — it is credibility. A validated framework running live across 60,000 communities is the reference implementation that makes enterprise licensing straightforward. ↑ 3.3×. Capital implication: round holds near $2.5–3.0M; this is the highest-margin venture and the one with genuine venture-scale upside.

Unity Exchange — settlement & wallet

$46Mannual revenue scenario

The rails: cross-community settlement, atomic swaps, business accounts, custody. Deliberately thin margins on a very large flow — a utility, not a rent.

$16B × 12% crossing communities × 0.5% blended fee + 300,000 business accounts × $120/yr = $46M/yr

What changed: previously $22M, and critically the timing — volume of this size arrives in 2031 rather than 2033, which changes the infrastructure build schedule and the licensing calendar. ↑ 2×, two years earlier. Capital implication: round rises from $3.5M to ~$4.5M; regulated settlement at this volume needs reserves, licenses, and compliance staff before revenue, not after.

Regenera — ecological verification

$38Mannual revenue scenario

Uses the network’s ground-truth sensing to verify restoration — the credibility problem the climate market has failed to solve. Sells verification, never member data; that line is written into the covenant.

1.8M hectares verified × $12/ha + 400 programs × $40k certification = $38M/yr

What changed: previously $16M. Verification capacity scales with community density on the ground — 60,000 communities is an observation network no satellite programme can match. ↑ 2.4×. Capital implication: round holds at ~$2.0M; this venture is gated on the soil current and dMRV partnerships, not on capital.

VenturePrevious Y5 scenariov3 scenario @ 2031ChangeRound — wasRound — now
Threshold$20M$102M5.1×$1.0M$2.5M
Coherence Labs$27M$89M3.3×$2.5M$3.0M
Unity Exchange$22M$46M2.1×$3.5M$4.5M
Regenera$16M$38M2.4×$2.0M$2.0M
Combined$85M$274M3.2×$9.0M$12.0M

Scenarios, not forecasts — illustrative planning cases built from the drivers shown, for discussion rather than reliance, and not an offer of securities.

What this does to the donor proposition

Founding donors give into the nonprofit Trust and receive priority access to each venture round. The accelerated curve makes that right materially more valuable, and it makes the timing tighter:

The rounds open sooner

Coherence Labs and Threshold move from 2029 to late 2028 — within months of the founding round completing. Donors exercise priority while the proof is fresh and the valuations still reflect a pre-inflection company.

The Trust’s equity compounds

The Trust holds founding equity in all four. At a $274M combined revenue scenario, that stake is what eventually endows the commons — the mechanism by which the nonprofit stops needing donations at all.

Total venture capital need rises

$9M → $12M across the four, staged over 2028–2030. Donors with appetite can meet more of it; the priority right covers every round, not only the first.

The line that must not move

Institutions and enterprises pay. People never do.

Every revenue line above sits on the institutional or settlement side. No premium membership tier, ever — the moment a member’s access or measurement depends on payment, coherence becomes purchasable and the entire claim collapses. This belongs in the Trust’s founding documents as a limit on our own future behavior, not as a pricing policy we could revisit.

What the commons costs at that scale

The counterweight to $274M of venture revenue: the nonprofit that holds the mission stays small, because in a distributed architecture members do not consume central capacity.

YearMembersTrust budgetCost / memberFunded by
202865k$5.24M$81Founding donors — the round
20292M~$7M$3.50Donors ~55% · bioregional & public capital ~45%
203020M~$12M$0.60Venture dividends and licensing majority
2031100M~$22M$0.22Self-funding — ~8% of combined venture revenue endows the commons

A $22M commons serving a hundred million people is roughly a mid-size foundation’s budget. It is only possible because communities run their own nodes and employ their own stewards — and because the ventures, not the members, carry the commercial load.

Child of Humanity

Accelerated Edition · v3, July 2026. Pilot scale raised to a city of 5,000, then three cities of 20,000; the Starter Pack ships inside the founding round rather than after it, which is what moves the 100-million horizon from 2032 to 2031. Founding round: $8.4M over 24 months. Figures beyond 2028 are scenario arithmetic with stated drivers — planning cases, not forecasts or offers of securities. Benchmarks: Pix, M-Pesa, Sarafu/Grassroots Economics, Sardex, WIR, Bliive. The NI is a guide; the human network is the substance.

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Child of Humanity
The Lineage
The Intelligence
The Living Economy
The Coherence Labs
The Living Systems
Child of Humanity
The Lineage
The Intelligence
The Living Economy
The Coherence Labs
The Living Systems
The Lineage
The Intelligence
The Living Economy
The Coherence Labs
The Living Systems